Horses are among the most beautiful and awesome animals ever created, and equestrian sports can be very enjoyable. On the other hand, equines are large, powerful and they can be dangerous if not properly trained. The average person does not have the knowledge required to transform an untrained horse into a mount that is safe and a pleasure to ride, so they require the services of a professional equine trainer. Once the trainer feels the horse is trained well enough, the owner is then given lessons to ensure they understand the techniques needed to communicate properly with their horse.
Equine professionals typically have training procedures that are a combination of knowledge gleaned from more experienced trainers that they have tweaked to create their own particular approach. Unfortunately, in spite of all their best efforts, equine professionals sometimes get hurt by a horse or sued by a dissatisfied customer. Because they make their living in a high risk profession, they are wise to purchase horse trainer insurance to protect their health and livelihood.
Most horse trainers begin their profession working out of a facility owned by someone else, but they often acquire their own stable as they advance in their profession. When a trainer acquires valuable property, they will need to also make sure their insurance policy is updated to insure against damage or the loss of their facility. Insurance companies that specialize in equine insurance policies also offer property insurance that covers the loss of or damage to buildings and horse related contents such as saddles, harness and carriages.
It is a fact that the more exposure a horse trainer has the higher their risk for injury or lawsuits. Owners of horses that are very difficult to train or ride will search for a trainer with the best reputation of success, so talented trainers sometimes take on the most challenging horses. This means that as the success and reputation of the equine professional grows their level of risk also increases.
Whatever level of exposure an equine professional has, they must protect themselves and their clients with adequate equine insurance. Horse trainers and owners alike are inspired by their love of horses, and a well-trained horse gives satisfaction to both.